Financial Strategies and Investment Management

Welcome to my website, where you can find a wealth of information in the form of financial calculators, newsletter articles and research reports. I am confident that you will find it useful as you take a proactive approach to your financial goals.

I manage my client's retirement investments and their trust investments in the context of their specific financial goals and objectives. A financial plan is not static, and requires adjustments as goals are realized and time horizons approach.

A financial plan works, when we put it to work.  A plan left alone in a desk drawer accomplishes nothing.  The key is to execute the plan; to turn it into a financial strategy that will enable you to adapt when you drift off course, and as life's emergencies burst into your lives. 

In life's good times and with economic successes we need to celebrate, and then adjust in anticipation of the following cycle which will include economic downturns and unexpected expenses.  Life is a cycle.  It's our job to prepare and adjust as needed.

 
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Newsletters

Another Year, Another AMT Patch

The 2010 Tax Relief Act adjusted AMT exemption levels for 2010 and 2011 to help prevent an estimated 21 million middle-income taxpayers from being subject to the alternative minimum tax. Will Congress enact another patch for 2012?

What Kind of Investor Are You?

Although most Americans seem to understand that investment involves risk, there is a wide spectrum in how much risk each investor is willing to assume. Among the factors to consider are comfort level, time horizon, and net worth. This article helps investors to consider their appropriate level of risk.

Diving into Dividends

Dividends have traditionally been considered a source of income, but they also can be a powerful way to help build savings. A recent study found that dividends contributed 44% of S&P 500 total returns from 1930 through September 2010. This article explains how dividends work and the role that dividends could play in an investor's savings strategy.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

More Newsletters →